Federal financial aid is awarded based upon the dates and duration of your enrollment each semester. You earn the financial aid you have been awarded as you attend class during your scheduled enrollment period(s). If you have been awarded financial aid, but then change your enrollment and fail to attend class for the time period(s) originally specified, the University of Maryland Global Campus Office of Financial Aid is required to recalculate the financial aid award(s) you are eligible for based upon your adjusted enrollment. The calculation determines the percentage of the original award that was earned during the period you attended.

Changes to your enrollment include: dropping, withdrawing, failure to participate in classes, and receiving an FN grade. It's also important to note that disenrollment or class cancellations can also result in a change in your financial aid eligibility.

Return of Title IV (R2T4)

A Return of Title IV (R2T4) calculation will occur when you make changes to your enrollment before completing more than 60 percent of your scheduled period of enrollment. An R2T4 calculation can also occur if you are disenrolled from your last class in a semester or if that class is cancelled. When you withdraw from UMGC before completing over 60 percent of your scheduled enrollment in any semester, UMGC must determine if you are considered withdrawn from the payment period. If withdrawn, UMGC will determine the earned portion of aid. Any unearned Title IV financial aid grant and/or loan funds you received will be returned to the respective federal financial aid program/s. The result is an immediate balance owed to UMGC.

UMGC will complete the R2T4 calculation and notify you within 30 days of the date that UMGC determined you withdrew, dropped, or stopped participating in a course. If you certify your intent to return at a later date during the same semester when you withdraw or drop, you will not require a calculation unless you do not return as indicated.

Earned Aid

When considered withdrawn from the term, the Office of Financial Aid will use a federal formula created by the Department of Education to calculate the percentage of the term completed and the unearned amounts of Federal financial aid:

The number of days scheduled to complete / Total days in the period = Percent of the period completed

The calculated result reflects the portion of the payment period completed. If the percent is 60% or less, that figure is used to calculate the earned portion of Federal financial aid.

Period of Enrollment

Each student at UMGC has a specific enrollment period unique to their class registration. Because UMGC's classes are designed as modules within a term as opposed to standard semester-long classes, your period of enrollment is dependent upon your personal registration history.

Determining Your Enrollment Period

As mentioned above, students at UMGC have individualized enrollment periods due to the numerous session enrollment options available. If you need help predicting your enrollment period, please follow these instructions.

  1. Go to your Class Schedule in MyUMGC.

  2. Your Class Schedule displays your session dates.

60% Completion Dates

The Office of Financial Aid provides a chart of 60 percent enrollment participation dates for various class start times throughout the semester. These tables should be used as a guide to help you identify 60 percent completion dates for common enrollment scenarios. Contact the Office of Financial Aid if you need help identifying a 60 percent completion date for an unlisted enrollment scenario or if you need further information to determine whether dropping or withdrawing from courses will have R2T4 implications.

Please click on the applicable semester to review the 60 percent enrollment patterns:

  • Winter 2022

    Session Scenario Start Date End Date 60% Completion Date
    Online/ Hybrid Sessions for Programs Requiring CBR/DCL/PRO and MBA

    1/12/2022

    3/29/2022

    2/27/2022

    DBA

    1/12/2022

    3/29/2022

    2/27/2022

    Asia Graduate Online/On-site Session 1

    1/12/2022

    3/29/2022

    2/27/2022

    Europe Graduate Online/On-site Session 1

    1/12/2022

    3/29/2022

    2/27/2022

  • Spring 2022

    • Undergraduate

      Session Scenario Start Date End Date 60% Completion Date
      Session Scenario

      Start Date

      End Date

      60% Date

      UG Online / Hybrid Sessions

      1/12/2022

      3/8/2022

      2/14/2022

      UG Online Sessions 1 & 2

      1/12/2022

      4/12/2022

      3/7/2022

      UG Online Sessions 1 & 2 & 3

      1/12/2022

      5/10/2022

      3/24/2022

      UG Online Sessions 1 & 3 (7 day break)

      1/12/2022

      5/10/2022

      3/27/2022

      UG Online Sessions 1 & 2 & 4 Week Session 3

      1/12/2022

      4/12/2022

      3/7/2022

      UG Online Session 2

      2/16/2022

      4/12/2022

      3/21/2022

      UG Online Session 2 & 3

      2/16/2022

      5/10/2022

      4/7/2022

      UG Online Sessions 2 & 4 Week Session 3

      2/16/2022

      4/12/2022

      3/21/2022

      Hybrid Session 2

      3/16/2022

      5/10/2022

      4/18/2022

      UG Online Session 3

      3/16/2022

      5/10/2022

      4/18/2022

      4 Week Session 1

      1/12/2022

      2/8/2022

      1/28/2022

      4 Week Session 1 & 4 WS 2

      1/12/2022

      3/15/2022

      2/21/2022

      4 Week Session 1 & 4 WS 2 & 4 WS 3 (7 day break)

      1/12/2022

      4/12/2022

      3/10/2022

      4 Week Session 1 & 4 WS 3 (35 day break

      1/12/2022

      4/12/2022

      3/21/2022

      4 Week Session 1 & OL 3 (14 day break

      1/12/2022

      5/10/2022

      4/7/2022

      4 Week Session 2

      2/16/2022

      3/15/2022

      3/4/2022

      4 Week Session 2 & 4 WS 3

      2/16/2022

      4/12/2022

      3/21/2022

      4 Week Session 2 & OL 3

      2/16/2022

      5/10/2022

      4/7/2022

      4 Week Session 3

      3/16/2022

      4/12/2022

      4/1/2022

      Asia Onesite Session 1 (8 week)

      1/12/2022

      3/8/2022

      2/14/2022

      Asia Onsite Session 1 (7 week)

      1/19/2022

      3/8/2022

      2/17/2022

      Asia Onsite Session 1 & 2 (7 day break

      1/12/2022

      5/10/2022

      3/27/2022

      Asia Onesite Session 2 (8 week)

      3/16/2022

      5/10/2022

      4/18/2022

      Asia Online Session 1

      1/12/2022

      3/8/2022

      2/14/2022

      Asia Online Session 1 & 2

      1/12/2022

      4/12/2022

      3/7/2022

      Asia Online Session 1 & 2 & 3

      1/12/2022

      5/10/2022

      3/24/2022

      Asia Online Session 1 & 3 (7 day break)

      1/12/2022

      5/10/2022

      3/27/2022

      Asia Online Session 2

      2/16/2022

      4/12/2022

      3/21/2022

      Asia Online Session 2 & 3

      2/16/2022

      5/10/2022

      4/7/2022

      Asia Online Session 3

      3/16/2022

      5/10/2022

      4/18/2022

      Asia On-site Intersession

      12/15/2021

      1/11/2022

      12/31/2021

       Europe On-site Intersession

      12/15/2021

      1/11/2022

      12/31/2021

      Europe Onsite Session 1/Online Seminar Session 1

      1/12/2022

      3/8/2022

      2/14/2022

      Europe Onsite Session 1 & 2 (7 day break)

      1/12/2022

      5/10/2022

      3/27/2022

      Europe Onsite Session 2

      3/16/2022

      5/10/2022

      4/18/2022

      Europe Online Session 1

      1/12/2022

      3/8/2022

      2/14/2022

      Europe Online Session 1 & 2

      1/12/2022

      4/12/2022

      3/7/2022

      Europe Online Session 1 & 2 & 3

      1/12/2022

      5/10/2022

      3/24/2022

      Europe Online Session 1 & 3 (7 day break)

      1/12/2022

      5/10/2022

      3/27/2022

      Europe Online Session 2

      2/16/2022

      4/12/2022

      3/21/2022

      Europe Online Session 2 & 3

      2/16/2022

      5/10/2022

      4/7/2022

      Europe Online Session 3

      3/16/2022

      5/10/2022

      4/18/2022

      Europe Online Seminar 1

      1/12/2022

      2/8/2022

      1/28/2022

      Europe Online Seminar 2

      2/16/2022

      3/15/2022

      3/4/2022

      Europe Online Seminar 3

      3/16/2022

      4/12/2022

      4/1/2022

    • Graduate

      Session Scenario Start Date End Date 60% Completion Date
      Session Scenario

      Start Date

      End Date

      60% Date

      Graduate Online Session 1

      1/12/2022

      4/5/2022

      3/3/2022

      Graduate Online Session 1 & 2

      1/12/2022

      5/10/2022

      3/24/2022

      Graduate Cross Career Enrollment 1

      1/12/2022

      4/5/2022

      3/3/2022

      Graduate Online Session 2

      2/16/2022

      5/10/2022

      4/7/2022

      Graduate Hybrid Standard Session

      1/12/2022

      4/5/2022

      3/3/2022

      MBA

      4/13/2022

      6/28/2022

      5/29/2022

      Asia Graduate Online/Onsite (11 week)

      4/13/2022

      6/28/2022

      5/29/2022

      Europe Graduate Online/Onsite (11 week)

      4/13/2022

      6/28/2022

      5/29/2022

      Europe Graduate Onsite Session 1 ( 8 weeks)

      1/12/2022

      3/8/2022

      2/14/2022

      Europe Graduate Online Session1  (12 weeks)

      1/12/2022

      4/5/2022

      3/3/2022

      Europe Graduate Online Session2  (12 weeks)

      2/16/2022

      5/10/2022

      4/7/2022

      Europe Graduate Onsite 2 ( 8 weeks)

      3/16/2022

      5/10/2022

      4/18/2022

Example of How Changes in Your Enrollment Affect Your Financial Aid Eligibility

Period of Enrollment Table: Student A

Student A was originally scheduled to attend UMGC from January 12 until May 10, for a total of 119 days. Since this student has a seven-day consecutive break, we must subtract seven days from this total (all scheduled breaks greater than five days must be subtracted from the enrollment period per Federal regulations), making the total enrollment period for this semester 112 days. Since the student drops online session 3 after completing online session 1, this enrollment change results in a R2T4 calculation.

Changes in Enrollment and Pell Grant

Not all enrollment changes will result in an R2T4 calculation, but any change in your enrollment can affect your eligibility for a Pell Grant. By dropping or withdrawing from a class, you are changing your enrollment status. Even though you may have completed more than 60 percent of your enrollment period, your enrollment status has changed and therefore, your Pell Grant will adjust to match your new enrollment status.

Period of Enrollment Table: Student B

Example: Student B is enrolled in three courses: one in Online Session 1 (1/12 – 3/8) and two in Online Session 3 (3/ 16 – 5/10). The student withdraws from one of the Online Session 3 courses on April 15. Since this student is not withdrawing from both of the last classes for the semester, the enrollment period is not changing. Therefore, it will not trigger an R2T4 to determine if more than 60 percent of the enrollment period has been met.

However, the enrollment change will be reviewed by the Office of Financial Aid to determine if this change in enrollment affects the financial aid eligibility. Since the student is a Pell Grant recipient, the Office of Financial Aid will adjust the Pell Grant to reflect halftime enrollment based on the remaining courses enrolled.

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