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How to Apply for Financial Aid

Find helpful information on applying for financial aid.

Applying for financial aid doesn't need to be stressful—most of the forms you need to apply are easily available online. Here's how to navigate the financial aid process effectively as a student at University of Maryland Global Campus.

Step 1: Determine Your Financial Aid Eligibility

Eligibility for federal student aid is determined on the basis of financial need as well as several other factors. An eligible applicant must satisfy the following criteria:

  • Be a U.S. citizen or eligible noncitizen
  • Have a valid Social Security number
  • Be enrolled and working toward a degree or eligible certificate
  • Possess a high school diploma or General Education Development certificate, also known as a GED
  • Maintain satisfactory academic progress while in school

Step 2: Complete the FAFSA

For priority consideration, the Free Application for Federal Student Aid, also known as FAFSA, must be received by the established priority deadlines: April 1 (summer), June 1 (fall), and November 1 (spring). While no award for financial aid can be given until you have been admitted to UMGC, please do not wait until you receive your admission decision to submit the FAFSA. On your application, please indicate UMGC's school code: 011644. You'll need to include this information on your application to ensure we receive a copy of your FAFSA. You will be prompted to create an ID number once you log on to the FAFSA website.

For more information on completing the FAFSA, please watch the Financial Aid TV FAFSA tutorial for first-time filers, located at the bottom of this page.

Maryland residents may also apply for aid from the Maryland Higher Education Commission by including UMGC's school code (011644) on the FAFSA. For more information about state aid, please visit MHEC's website.

To ensure you accurately complete your FAFSA, we recommend having a copy of your previous tax year's 1040, 1040A, or 1040EZ on hand to correctly transfer the figures from your return onto your FAFSA. If you are a dependent student, you will also need a copy of your parents' 1040, 1040A, or 1040EZ to complete this form. Students who are married but filed separately should complete their FAFSA using both individuals' tax information. We also recommend having your W-2 forms available. This will help you accurately list your income.

Upon completion of your FAFSA, we highly recommend you request a tax return transcript from the IRS or an official letter of non-filing if you did not file taxes in the previous year. If the Department of Education selects your FAFSA for verification, having this this information already processing with the Internal Revenue Service could help expedite the processing of your application at UMGC. These forms should ONLY be sent to UMGC if requested. If unnecessary information is sent to UMGC that we did not request, this will delay the processing of your application. Please see UMGC's financial aid policies for more details.

Which FAFSA Do I Need to Submit?

Program Winter 2022 Spring 2022 Summer 2022 Fall 2022
Undergraduate Programs N/A 2021–2022 2022–2023 2022–2023
Graduate Programs (Standard) N/A 2021–2022 2022–2023 2022–2023
Graduate Programs (Requiring DCL 600, CBR 600, PRO 600, or DMG 800) 2021–2022 2021–2022 2022–2023 2022–2023

Step 3: Check Your E-mail and MyUMGC for Updates

From the date you submitted your FAFSA, it typically takes three to five business days for us to receive your application. After initial review, the Department of Education will identify if you need to submit anything further for your application to be fully processed. We will contact you directly through e-mail to notify you if additional information is needed.

We will also update your To Do List on your MyUMGC account with detailed descriptions of the additional requirements. Make sure to check MyUMGC frequently to stay on top of your requirements and submit any requested information to us promptly. To learn more about the Title IV verification policy, you can visit our Policies and Information page.

Step 4: Accept Your Aid Package

Your financial aid award package lists the amount of aid you are eligible to receive to attend UMGC. Your award may be a combination of scholarships, grants, and loans. It is important to accept your award promptly so that your aid will disburse in a timely manner.

Your award package is based on your FAFSA results and on the assumption that you will register at least half-time, and it is divided equally between the fall and spring terms. If you decide not to attend UMGC, please contact our office immediately.

Step 5: Receive Your Aid

Your aid may be revised according to your actual enrollment at the time you register. If you are owed a refund, it will be processed according to the refund disbursement procedures outlined by Student Accounts. To ensure that your aid is disbursed on time, it is important to check your To Dos in My UMGC periodically to make sure that your financial aid file is complete. You can review your award package in the Financial Aid section of MyUMGC.

If you are a new borrower to UMGC, visit StudentLoans.gov to complete your Direct Loan Entrance Counseling and Master Promissory Note. Both of these documents must be completed before your loan funds will disburse.

Step 6: Maintain Your Eligibility

To maintain your eligibility for financial aid, you must meet the standards set forth in UMGC's policy on satisfactory academic progress. You should also review how changes to your enrollment can affect your financial aid.

FAQs: IRS Documentation and FAFSA Tips

Tips to Manage Your Financial Aid

Learn six tips for managing your financial aid.

For More Information

If you have additional questions or need support, please visit our Financial Aid Help Center webpage.

Contact Us

Our helpful admissions advisors can help you choose an academic program to fit your career goals, estimate your transfer credits, and develop a plan for your education costs that fits your budget. If you’re a current UMGC student, please visit the Help Center.

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