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How to Apply for Financial Aid

Contact Financial Aid

Phone: 800-888-8682
Live phone support is available Monday–Friday, 8 a.m.–8 p.m. ET.

Urgent Requests:
Jay Tinsley, Assistant Vice President of Counseling, Financial Aid
Phone: 844-399-8682

Follow the steps below to apply for financial aid.

Applying for financial aid does not need to be stressful. Here is a step-by-step guide for how to navigate the financial aid application process effectively as a student (or prospective student) at University of Maryland Global Campus.

Step 1: Complete the FAFSA

Begin your financial aid process by completing the Free Application for Federal Student Aid (FAFSA).

The information you (and your parents/guardians or spouse if required) provide on your FAFSA will help determine your eligibility for several types of financial aid, including federal grants and loans. Your FAFSA is used to determine your eligibility for many state and institutional scholarship and grant programs as well, so the sooner you complete it, the better! To be considered for federal financial aid eligibility, you must

  • Be a U.S. citizen or eligible noncitizen
  • Have a valid Social Security number
  • Enroll in a degree or eligible certificate program
  • Possess a high school diploma or General Education Development (GED) certificate
  • Maintain satisfactory academic progress while in school

Need help creating a FAFSA account (FSA ID)? Watch this helpful account creation tutorial or read the step-by-step instructions on how to get started.

FAQs: Completing the FAFSA

Step 2: Check Your E-mail and MyUMGC Student Portal for Updates

NOTE: The Department of Education is currently experiencing a delay in processing 2024-2025 FAFSA submissions. Please monitor your student portal for updates on the processing of your 2024-2025 FAFSA submission.

From the date you submitted your FAFSA, it typically takes three to five business days for us to receive your application. After initial review, the Department of Education will identify if you need to submit anything further for your application to be fully processed. We will contact you directly by email to notify you if additional information is needed.

We will also update your To Do List in your MyUMGC student portal with detailed descriptions of any additional requirements, you may need to complete. Make sure to check your portal frequently to stay on top of your requirements and submit any requested information to us promptly.

After all the required documents have been submitted and a Financial Aid Counselor has reviewed your FAFSA, you will receive an initial offer letter by email (make sure you are checking your UMGC student email if you have already received one), and you will be able to view the type(s) of financial aid you have been offered in your MyUMGC student portal.

Step 3: Review Your Financial Aid Offer and Accept or Decline Your Loan(s)

Your financial aid offer lists the amount of aid you are eligible to receive to attend UMGC. Your offer may be a combination of scholarships, grants, and loans. Your offer is based on your FAFSA and on the assumption that you will register at least half-time for each term that you receive financial aid. Students are awarded for the full aid year based on their career and grade level. If you decide not to attend UMGC, or would like to modify your aid offer, please contact our office at

Step 4: Complete Your Loan Documents and Receive Your Aid

If you choose to accept any student loans, and you are a new borrower at UMGC, you will need to visit to complete your Direct Loan Entrance Counseling and Master Promissory Note. Both documents must be completed before your loan funds will be disbursed to your student account.

Your aid may be revised according to your actual enrollment at the time you register. If you are owed a refund, it will be processed according to the refund disbursement procedures outlined by the Office of Student Accounts. To ensure that your aid is disbursed on time, it is important to check your MyUMGC student portal for updates to your financial aid file. You can review your financial aid offer details and any adjustments in the Financial Aid center of your student portal.

Step 5: Maintain Your Eligibility

To maintain your eligibility for financial aid, you must meet the standards set forth in UMGC's policy on satisfactory academic progress. You should also review how changes to your enrollment can affect your financial aid. It is also important to remember that each scholarship or grant you receive will have its own set of eligibility criteria that you must continue to meet, so be sure you take the time to check on the requirements for all types of financial aid funding you receive so that you do not risk losing your aid.

Tips to Manage Your Financial Aid

Learn six tips for managing your financial aid.

For More Information

If you have additional questions or need support, please visit our Financial Aid Help Center webpage.

Contact Us

Our helpful admissions advisors can help you choose an academic program to fit your career goals, estimate your transfer credits, and develop a plan for your education costs that fits your budget. If you’re a current UMGC student, please visit the Help Center.

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