Help and Knowledge Base

In accordance with Federal Regulations, a student may:

• Make a reduction or cancel Federal Direct Loans that the student previously accepted. (Note: There are timeline restrictions on when UMGC may reduce or cancel Federal Direct Loans that have disbursed to a student’s account.)
•  Have Federal Direct Loans previously declined re-offered to the student’s account.

To request a reduction/cancellation of previously accepted Federal Direct Loans or to have previously declined Federal Direct Loans be re-offered, submit a 2026-2027 Loan Change Form for review. 

Important: You cannot access future financial aid early or request your full award in advance.

Note: Please allow 2-3 business days for processing.